Maharashtra Housing Board: Top Schemes You Can Apply for in 2025

Introduction

Owning a home in Maharashtra — one of India’s most urbanized and populous states — can be a challenge due to high property prices and rising demand. But for many middle- and lower-income families, the Maharashtra Housing and Area Development Authority (MHADA) continues to offer a ray of hope.

As the state’s leading public housing authority, MHADA plays a key role in developing affordable housing and offering flats through transparent lottery systems. In 2025, the Maharashtra Housing Board has launched multiple housing schemes catering to different income groups across cities like Mumbai, Pune, Nagpur, Nashik, and Aurangabad.

This article provides a complete overview of MHADA’s top schemes in 2025, including eligibility criteria, documents required, application process, and locations.

What is MHADA?

The Maharashtra Housing and Area Development Authority (MHADA) is a government-run body established in 1977. It works under the Ministry of Housing, Government of Maharashtra, and is responsible for:

• Constructing and selling affordable housing units

• Managing rental properties and redevelopment projects

• Ensuring housing support to EWS, LIG, MIG, and HIG categories

Flats are allotted via public online lotteries, making the process fair and accessible to all.

Why MHADA Housing is Popular

• Affordable pricing compared to private real estate

• Online transparent lottery system

• Reserved quota for SC/ST, OBC, differently-abled, senior citizens, journalists, and freedom fighters

• Projects in prime city locations

• Government subsidy support through PMAY and state-level schemes

Top MHADA Housing Schemes in 2025

Let’s look at the major active or upcoming schemes under MHADA for the year 2025:

1. MHADA Mumbai Board Lottery 2025

About:

This is the most popular scheme by MHADA, covering high-demand areas like Goregaon, Vikhroli, Sion, Kandivali, and Kurla.

Categories Covered:

• EWS (up to ₹3 lakh annual income)

• LIG (₹3–6 lakh)

• MIG (₹6–12 lakh)

• HIG (₹12–18 lakh and above)

Flats Offered:

• Studio, 1 BHK, and 2 BHK flats

• Price range: ₹12 lakh to ₹60 lakh+

Application Timeline:

• Lottery expected in Q3 2025

• Online registrations via: https://lottery.mhada.gov.in

2. MHADA Pune Board Scheme 2025

Areas Covered:

Wagholi, Hadapsar, Pimpri-Chinchwad, Wakad, Talegaon, and Kharadi.

Highlights:

• Well-connected flats in developing suburbs

• Focus on affordable housing under ₹40 lakh

• Preference to first-time buyers

Expected Launch:

• June–July 2025

• Includes over 4,000 new flats

3. MHADA Konkan Board Housing Scheme 2025

Region:

Thane, Navi Mumbai, Kalyan, Ambernath, Palghar, Vasai-Virar

Special Features:

• Best for MMR (Mumbai Metropolitan Region) applicants looking for cheaper options

• EMI and bank finance support available

• Lot of MIG units expected this year

4. MHADA Nagpur Board Housing Lottery 2025

Project Locations:

Wardha Road, MIHAN, and Kamptee Road

Who Should Apply:

Ideal for salaried professionals, government employees, and small business owners

Benefits:

• Housing units start from ₹8–10 lakh for EWS

• Better chances of selection due to less saturation

5. MHADA Nashik & Aurangabad Board Schemes

Expected in:

Q4 2025

Targeted Areas:

CIDCO Nashik, Adgaon, and Aurangabad outskirts

Unique Offerings:

• Subsidized rates under State Housing Policy

• Reserved quota for local applicants and women

Eligibility Criteria for MHADA Schemes

Other Conditions:

• Must be 18 years or older

• Must have valid Domicile Certificate (15 years in Maharashtra)

• Must not own a pucca house anywhere in India (for EWS/LIG)

• Should possess a valid PAN and Aadhaar card

Documents Required

When applying for a MHADA housing lottery, keep these ready:

Personal Identification:

• Aadhaar card (mandatory)

• PAN card

• Passport-size photographs

Income Proof:

• Latest salary slips / ITR

• Form 16 / Bank statement (last 6 months)

• Income certificate (if self-employed)

Other Documents:

• Domicile certificate

• Caste certificate (if applying under reserved quota)

• Disability certificate (if applicable)

How to Apply for MHADA Lottery 2025

Here’s a step-by-step guide to register and apply:

Step 1: Register Online

Visit https://lottery.mhada.gov.in and click on “Register”. Fill in basic details, Aadhaar, and mobile verification.

Step 2: Fill Application Form

Select the scheme, location, and flat category. Enter all personal, income, and preference details.

Step 3: Upload Documents

Upload scanned copies of Aadhaar, income proof, and PAN.

Step 4: Make Payment

Pay the application fee (usually ₹5,000–₹25,000) depending on flat type via net banking, UPI, or challan.

Step 5: Submit & Save Acknowledgement

Once submitted, you will receive an application ID to track status and lottery results.

Payment & Finance Options

• MHADA provides tie-ups with banks and NBFCs for home loan finance

• Homebuyers can apply for PMAY subsidy if eligible

• EMI starts post possession, depending on the loan provider

Tips to Improve Chances in MHADA Lottery

• Apply early in the registration window

• Double-check all documents before submission

• Select multiple location options (if allowed)

• Ensure all eligibility criteria are met

• Track application status regularly

Upcoming Projects in 2025–26

MHADA has planned the development of 80,000+ affordable homes across Maharashtra under its new town planning model. Key focus areas include:

• Transit-oriented developments (TODs)

• Rental housing for industrial workers

• Affordable housing for women & senior citizens

Also, redevelopment of old MHADA colonies will add more MIG and HIG inventory in Mumbai city limits.

Conclusion

The Maharashtra Housing Board (MHADA) continues to be one of the most trusted sources of affordable housing in the state. Whether you’re a salaried employee, a self-employed worker, or a first-time homebuyer, MHADA’s transparent lottery schemes offer you a genuine opportunity to own a home in a prime city or suburb.

With multiple housing schemes being rolled out across Mumbai, Pune, Nagpur, and more, 2025 could be your year to book a flat at below-market rates.

Useful Links:

• MHADA Portal: https://lottery.mhada.gov.in

• Housing Loan Assistance: https://pmaymis.gov.in

• Domicile & Caste Certificate Info: https://aaplesarkar.mahaonline.gov.in